Honeyfund has partnered with CardRatings for our coverage of credit card products. Honeyfund and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms and Conditions apply. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on Honeyfund and Honeyfund does not include all card companies or all available card offers.
Planning a honeymoon can be one of the most exciting parts of getting married. But, it can be a significant budget item depending on your trip. We surveyed 1,000 couples, and 92% of couples said they paid for their honeymoon themselves. Adding a honeymoon on top of already paying for a wedding can be a financial strain.
There are two ways a new credit card can help make your honeymoon happen.
One way by earning travel points you can spend on your trip. You’ll get bonus points when you open the card and earn points every month as you spend. Those can add up with big wedding purchases.
Secondly, many cards have a 0% APR introductory period, which allows you to book your honeymoon and pay off the balance later. This gives you time to collect Honeyfund gifts without any financial pressure.
Here are our top picks to consider for your 2024-2025 honeymoon:
Capital One Venture Rewards Credit Card
ANNUAL FEE
$95
INTRO OFFER
75,000 Miles
RECOMMENDED CREDIT SCORE
Excellent, Good
Capital One Venture Rewards Credit Card is a favorite among travelers. It offers 2X miles on every purchase and 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. Use this card to book your honeymoon in advance, earning miles on all your purchases, and once your Honeyfund gifts come in, you can pay off the balance. Learn more through our link here and enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel.
Chase Sapphire Preferred® Card
ANNUAL FEE
$95
INTRO OFFER
Earn 100,000 bonus points
RECOMMENDED CREDIT SCORE
Excellent, Good
The Chase Sapphire Preferred® Card is ideal for honeymooners looking to maximize their travel rewards. You can earn 2X points on travel and dining, and by redeeming through Chase Ultimate Rewards, your points are worth 25% more. This makes it a great card to book your honeymoon and later use Honeyfund gifts to pay it off.
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.Learn more through our link here.
Bank of America® Travel Rewards credit card
ANNUAL FEE
$0
INTRO OFFER
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
0% Intro APR for 15 billing cycles for purchases
RECOMMENDED CREDIT SCORE
Excellent/Good
Bank of America® Travel Rewards credit card is perfect for couples looking to book their honeymoon with no annual fee and no blackout dates. With a 0% Intro APR for 15 billing cycles for purchases, you can use the card to cover honeymoon expenses and pay it off gradually as you receive Honeyfund gifts after the wedding, avoiding any interest charges. Apply now through our link here.
Discover it® Miles
ANNUAL FEE
$0
INTRO OFFER
Discover will match all the Miles you've earned at the end of your first year.
0% Intro APR 15 months
RECOMMENDED CREDIT SCORE
Excellent, Good
The Discover it® Miles is another excellent choice for honeymooners. Discover will match all the Miles you've earned at the end of your first year. Plus you’ll receive 0% Intro APR 15 months. Book your honeymoon, enjoy the benefits of travel rewards, and then use your Honeyfund gifts to pay off the balance before the APR kicks in. Plus, Discover matches all the miles you’ve earned at the end of the first year. Apply now through our link here.
Hilton Honors American Express Card
ANNUAL FEE
$0
INTRO OFFER
Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership.
RECOMMENDED CREDIT SCORE
Excellent, Good
Planning to stay at Hilton properties on your honeymoon? The Hilton Honors American Express Card lets you earn 7X points at Hilton hotels and offers Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership..Apply now through our link here.
Capital One QuicksilverOne Cash Rewards Credit Card
ANNUAL FEE
$39
INTRO OFFER
N/A
N/A
RECOMMENDED CREDIT SCORE
Average, Fair, Limited
If you have fair credit, the Capital One QuicksilverOne Cash Rewards Credit Card is a great option. Earn 1.5% cash back on every purchase and use the 0% APR 15 months period to book your honeymoon. You can then use the Honeyfund gifts you receive to pay off the balance without accruing any interest. This card is more accessible to those with lower credit scores, giving you flexibility in your honeymoon planning. Apply now through our link here.
Using a 0% interest card to book your honeymoon and then paying off the expenses with your Honeyfund gifts is a smart way to manage the costs. Whether you want luxurious travel perks, no annual fee, or flexible rewards, there’s a card on this list to suit your needs. Apply for your preferred card today and start earning rewards for your dream honeymoon!
For rates and fees of Hilton Honors American Express Card, please visit:
Disclaimers:
Terms and Conditions apply. Honeyfund has partnered with CardRatings for our coverage of credit card products. Honeyfund and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on Honeyfund and Honeyfund does not include all card companies or all available card offers.
