Honeyfund has partnered with CardRatings for our coverage of credit card products. Honeyfund and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses and recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms and Conditions apply. For American Express offers, Terms apply.
All Featured Credit Cards
Table of Contents
American Express
Terms apply.card_name Terms apply
Why we love it: Elevated luxury perks and travel credits that can offset the annual fee for frequent travelers.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Strong dining and U.S. supermarket rewards make this a great everyday earner.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: No-annual-fee cash back on essentials like groceries and gas.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Rich U.S. supermarket and streaming rewards for household spenders.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Sky Club access (when available) and premium Delta perks for loyal flyers.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: No annual fee way to earn Delta miles on everyday purchases.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Free checked bag and priority boarding can save money on Delta trips.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Companion certificate and status boost opportunities for frequent Delta flyers.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Automatic Diamond status and valuable Hilton travel credits.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Strong Hilton earn rates and automatic Gold status.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: A simple way to earn Hilton points with no annual fee.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Solid Marriott earn rates and on-property benefits for frequent guests.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name Terms apply
Why we love it: Premium Marriott benefits, credits, and annual free night award opportunities.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
Capital One
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Why we love it: Straightforward way to build credit with responsible use.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Security deposit helps open the door to building credit.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Flat-rate cash back that stays simple.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Same simple flat-rate cash back tailored for good credit profiles.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Start building credit while earning cash back.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Simple cash back for students starting out.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Enhanced rewards on dining and entertainment.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Entertainment-focused rewards with broader approval profiles.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Dining and entertainment rewards geared for student life.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Great rewards for dining and entertainment categories.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Straightforward cash back for small businesses.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Charge card with strong cash-back for heavy business spenders.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: No-annual-fee cash back for small businesses.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Earn miles on everyday business purchases with a simple rewards structure.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Simple, flexible travel rewards that work well for everyday spending.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Premium business travel perks and strong rewards for frequent flyers.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Premium travel perks and elevated rewards for frequent travelers.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: Simple travel rewards with no annual fee—great for everyday earning.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
card_name
Why we love it: An easy way to earn travel rewards with broader approval odds for good credit.
- Regular APR: reg_apr,reg_apr_type
- Intro APR: intro_apr_rate,intro_apr_duration
- Annual fee: annual_fees
What is a credit score & how to check yours
A credit score is a three-digit number (typically 300–850) that estimates how likely you are to repay what you borrow. Higher scores generally help you qualify for better credit card approval odds, interest rates and rewards.
- What affects your score: on-time payments, credit utilization (balance/limit), age of accounts, mix of credit and recent hard inquiries.
- How to check it for free: many banks and card issuers show FICO® or VantageScore® in their apps; you can also use reputable credit monitoring tools.
- Annual credit reports: you’re entitled to free reports from the three major bureaus at AnnualCreditReport.com. Reviewing reports won’t hurt your score.
- Soft vs. hard checks: pre-qualification is usually a soft inquiry (no score impact). Submitting a full application can trigger a hard inquiry, which may temporarily affect your score.
Frequently Asked Questions
What does “Terms apply” mean for credit card offers?
Issuers have eligibility rules, benefit limitations and rate/fee disclosures that apply to each offer. Use the “See details” and “See Rates and Fees” buttons on each card to review the latest issuer terms before applying.
Do Honeyfund and CardRatings earn a commission on credit card applications?
Yes. If you apply through links on this page, Honeyfund and CardRatings may receive a commission from card issuers. This helps support our site at no extra cost to you.
Will checking pre-qualification or applying for a credit card affect my credit score?
Some issuers offer pre-qualification that doesn’t impact your credit. Submitting a full application may result in a hard inquiry, which can affect your credit. For specifics, review the issuer’s disclosures linked on each card.
How do I quickly find a credit card on this page?
Use the search box near the top of the page. Type part of a card name (e.g., “Savor”) or an issuer (e.g., “American Express”, “Capital One”). The list filters instantly on your device.
Why don’t I see an intro APR or welcome bonus on some credit cards?
Not every card includes an intro APR or a welcome offer at all times. If a field is not shown or is marked as “Usually none,” click “See details” for the current offer directly from the issuer.
Honeyfund has partnered with CardRatings for our coverage of credit card products. Honeyfund and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses and recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms and Conditions apply. For American Express offers, Terms apply.