Honeyfund vs Zola Registries Compared

Honeyfund vs Zola Registries Compared

TL;DR Verdict

Honeyfund offers more flexible, lower-cost cash gift options and transparent payout control. Zola is a solid choice with a broad gift marketplace, but its default cash fund model includes a 2.5% processing fee that either the guest or you absorb.

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Graphic showing Honeyfund as the Winner against Zola for their fee-free options, faster payouts, and Wallet flexibility.

Side-by-Side: Honeyfund and Zola Compared

Feature Honeyfund Zola
Platform / Setup Fee $0 $0
Cash / Honeymoon Fund Processing Fee Fee-free options (prepaid card/gift card); PayPal/Venmo: 2.2%, Bank: 3.9% + $0.59 2.5% credit card fee on cash gifts
Who pays the fee Couples (based on payment settings) You can choose who pays: couple or guests
Payout / Transfer Time Instant (prepaid card, gift cards) / Next Day (PayPal/Venmo) / 2-5 Days (bank) First: up to 10 business days; next: 2–4 days
Gift Marketplace / Physical Gifts Focused on cash & gift cards, links to store registries 100k+ items, experiences, gift cards
Flexible Cash / Gift Combination Yes Yes
Zero-fee / No Processing Option Yes (Wallet redeem) Yes via Venmo (some methods)

Graphic depicting a gift registry with a gift box, money, and a palm tree.

Guest / Donor Flow Experience

Zola Guest Flow (Cash Fund):

  1. Guests visit couple's registry and selects a cash fund
  2. Guest chooses to contribute via credit card or Venmo
  3. If credit card, handling fee of 2.5% is appended or absorbed
  4. Funds go to Zola, then couple requests transfer to bank
  5. First transfer delay up to 10 business days; later transfers 2–4 days

Honeyfund Guest Flow:

  1. Guest visits registry and gives a gift
  2. Gift lands in either the couple's bank account or Honeyfund Wallet
  3. Couple chooses redemption method (prepaid card, gift cards, PayPal, or Venmo)
  4. Funds are received minus third-party fees (if applicable)
  5. Redemption speed varies: 1 business day (PayPal/Venmo), 2–5 days (bank), Instant (gift card/prepaid)

FAQs

Q: What's the biggest difference between Honeyfund and Zola?

A: Honeyfund offers more flexibility for cash gifts, including fee-free payout options and multiple ways to redeem funds. Zola automatically adds a 2.5% fee to all cash gifts unless guests use specific methods, like Venmo. With Honeyfund, couples always see the fees upfront and can choose how to receive their funds.

Q: Does Zola take a cut of my wedding gifts?

A: Zola doesn't take a commission, but a 2.5% processing fee is applied to cash gifts, which either you or your guests must cover. Honeyfund provides fee-free options and doesn't add platform fees or commissions, so couples can receive 100% of their funds in many cases.

Q: Can I avoid cash gift fees on Zola?

A: Only if guests choose Venmo and meet specific criteria. Otherwise, a 2.5% fee is always applied. Honeyfund offers more fee-free methods (like gift cards or prepaid Mastercard), giving you more control over what you keep.

Q: Which is better for a honeymoon fund—Zola or Honeyfund?

A: Honeyfund is designed specifically for honeymoon and experience funds, with tools to add travel-related gift items, and cash out on your terms. Zola focuses more on physical gifts and store integration, though it does offer cash funds.

Q: Can I switch from Zola to Honeyfund without losing gifts?

A: Yes. You can transfer funds out of Zola and start accepting new gifts on Honeyfund immediately. Guests can be notified of the switch with a quick email or site update, and Honeyfund's setup takes just minutes.

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