Best Cash Registries in 2025: Top Picks & In-Depth Comparison

More couples than ever are choosing cash registries over traditional wedding gifts. Whether you’re saving for a honeymoon, a new home, or your future together, these top cash registries offer the best features, lowest fees, and most flexibility in 2025.

1. Honeyfund

Why it tops the list: Honeyfund is designed specifically with modern couples in mind—those who want meaningful gifts, financial freedom, and a stress-free experience. It supports both open-ended cash gifting and custom categories like honeymoon excursions, home funds, or experience-based gifts. The entire registry experience is focused on the couple's story, not just the transaction.

Highlights:

  • No platform fee to use
  • Next-day payouts via PayPal and Venmo (2.2% fee)
  • Fee-free redemptions with gift cards and prepaid Mastercard
  • Broadest range of payout options: bank transfer, PayPal, Venmo, gift card
  • Customizable wedding website and registry in one
  • Integrated RSVP, guest list, and contact collection tools
  • Easy-to-share QR codes for gifting in wedding invites, signage, and programs
  • Guests see your trip plans, photos, and stories—all in one place
  • Built for cash-first gifting, not as an afterthought

Downsides:

  • Bank transfer has a higher fee (3.5% + $0.59).
  • Venmo/PayPal do carry processing fees, though lower than others

Best for: Couples who want flexibility, transparency, and to put their honeymoon or life goals front and center.

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2. The Knot Cash Fund

Why it ranks: The Knot is a go-to platform for all-in-one wedding planning. Its cash fund tool fits seamlessly into its ecosystem, allowing couples to list traditional items alongside custom cash experiences

Highlights:

  • Free to use
  • Cash funds integrated with registry, RSVP, and website builder
  • Create personalized funds (like "First Home Down Payment")
  • Simple checkout experience for guests

Downsides:

  • 2.5% fee on all cash gifts (taken from guest or couple)
  • Less emphasis on cash as a primary feature, it's part of a larger system
  • Payout timing can be slower (first transfer delay)

Best for: Couples already using The Knot to plan their wedding and looking for a built-in cash option.

3. Zola

Why it ranks: Zola is known for its user-friendly interface and polished design. It allows for a flexible mix of traditional and modern gifting, making it easy to build a hybrid registry.

Highlights:

  • Supports both physical and cash gifts in one place

  • Venmo option for guests (can avoid some fees)
  • Create experiences like “Couple’s Cooking Class”
  • Beautiful website templates and app integration

Downsides:

  • 2.5% fee on all credit card cash gifts
  • Guest experience for giving cash can feel more transactional
  • Cash funds look like physical items, reducing emphasis

Best for: Couples who want a beautiful, all-in-one registry with flexibility to mix and match gift types.

4. Joy (WithJoy)

Why it ranks: Joy is focused on creating elegant wedding websites with modern design. It offers a clean, stylish platform with built-in cash fund tools, though it's not the primary focus.

Highlights:

  • Great for tech-savvy, design-focused couples

  • Cash registry integrated into RSVP and guest communications
  • Custom funds available with personal messaging
  • Guests can contribute easily through embedded links

Downsides:

  • Processing fees apply (~2.5%)
  • Less flexible redemption options compared to Honeyfund
  • Not as well-known as a gift-first registry platform

Best for: Couples who want a sleek site and don't mind fewer payout options or slightly more steps.

5. MyRegistry

Why it ranks: MyRegistry allows you to sync registries from different retailers and include a cash fund. It's highly customizable, though a bit more DIY. than others.

Highlights:

  • Aggregate items from any store plus cash and charity options
  • Universal registry capabilities
  • Add your own links or store products manually

Downsides:

  • Not built specifically for cash gifting, so guest flow is less intuitive
  • Processing and payout fees vary based on linked services
  • Design and UI are more functional than emotional

Best for: Couples who want to include everything—cash, products, services, ane external links— all in one place.

6. Tiing

Why it ranks: Tiing positions itself as a fee-free and modern cash registry. It's a minimalist, mobile-friendly solution ideal for low-fuss weddings.

Highlights:

  • No platform fee

  • Clean, modern guest experience
  • Custom fund categories and wedding site included

Downsides:

  • Less functionality for guest management or RSVP tools
  • Fewer payout methods compared to Honeyfund or Zola
  • Not as established or well-known

Best for: Couples who want simple, sleek, and fee-light registry options.

7. Hitchd

Why it ranks: Hitchd is a boutique registry that lets couples create beautiful, story-driven pages for experience and cash-based gifting. It leans heavily into presentation and storytelling.

Highlights:

  • Custom layouts with storytelling and imagery

  • One-time flat fee pricing model
  • Clean, guest-friendly experience

Downsides:

  • Higher upfront cost (flat setup or premium plan)
  • Limited integrations with other wedding tools

Best for: Couples who value design and a curated, high-end registry feel.

Final Thoughts

Cash registries are all about giving couples freedom—and guests love how easy it is to give. Whether you're planning a honeymoon, saving for a house, or building your life together, your registry should reflect what matters most to you.

Honeyfund stands out as the most flexible and couple-focused registry in 2025. With next-day payouts, customizable funds, QR code sharing, and low or no fees depending on how you redeem, it's built to help you start married life with freedom and joy.

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